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Author: Pankaj Sarma

Home  /   Archives  /   Author: Pankaj Sarma
Digital B2B Workflows for Indian MSMEs
MSME and Digital Transformation

Digital B2B Workflows for Indian MSMEs

Indian MSMEs Move Towards Connected Digital Sales Processes Indian micro, small and medium enterprises (MSMEs) are increasingly exploring digital tools to manage business transactions, as online procurement platforms and electronic

Pankaj Sarma
Oct 17, 2026
Local-Currency Trade: What Indian Exporters Need to Know
MSME & Export

Local-Currency Trade: What Indian Exporters Need to Know

For decades, international trade has relied heavily on major global currencies for invoicing and settlement. However, businesses and financial institutions are increasingly exploring ways to settle cross-border transactions directly in

Pankaj Sarma
Oct 5, 2026
Carbon Accounting for Small Businesses: MSME Guide
Sustainability & MSME

Carbon Accounting for Small Businesses: MSME Guide

For small businesses, carbon emissions may once have seemed like an issue relevant mainly to large corporations. That is changing as sustainability expectations move deeper into global supply chains. Large

Pankaj Sarma
Sep 28, 2026
Open-Source Software Supply Chain Security for Businesses
Cybersecurity & Technology

Open-Source Software Supply Chain Security for Businesses

Chains: A New Cybersecurity Challenge for Growing Businesses Open-source software has become an important part of modern business technology. Companies use open-source libraries, frameworks andcomponents to build websites, applications, internal tools

Pankaj Sarma
Sep 22, 2026
Unified Business Data: Why MSMEs Need Connected Operations
MSME & Technology

Unified Business Data: Why MSMEs Need Connected Operations

In the case of many MSMEs, business data may be spread across several different sources. For instance, sales teams might keep their customer data in spreadsheet files, accounting may have

Pankaj Sarma
Sep 21, 2026
Why MSMEs Struggle to Scale AI from Pilots to Operations
MSME & Technology

Why MSMEs Struggle to Scale AI from Pilots to Operations

A number of firms have tried  artificial intelligence. They may have tried out artificial intelligence in customer service, marketing, analysis, prediction or document processing. But there are other challenges when

Pankaj Sarma
Sep 21, 2026
Agentic Payments in India: AI-Driven Transactions
MSME & Digital Payments

Agentic Payments in India: AI-Driven Transactions

The  digital payments landscape in India is currently functioning at an extremely large scale. As per the data from NPCI, more than 24.5 billion transactions were processed through UPI in

Pankaj Sarma
Sep 19, 2026
The Rise of Modular ERP: Why MSMEs Are Moving Beyond Spreadsheets and WhatsApp
Digital Transformation MSME & Technology

The Rise of Modular ERP: Why MSMEs Are Moving Beyond Spreadsheets and WhatsApp

For a majority of MSMEs, WhatsApp and Excel are not only means of communicating information; they have become the operating systems for the MSMEs. The sales inquiries can come on

Pankaj Sarma
Sep 19, 2026
Supply Chain Cybersecurity for Growing MSMEs
Cybersecurity & Digital Business

Supply Chain Cybersecurity for Growing MSMEs

As organizations expand, their  supply chains will become more interconnected. They might be dependent upon suppliers, logistics companies, cloud infrastructure, payment mechanisms, software providers, distributors, and other third parties to

Pankaj Sarma
Sep 17, 2026
Digital Product Passports: Impact on Manufacturing & B2B
Manufacturing, B2B, Technology

Digital Product Passports: Impact on Manufacturing & B2B

The manufacturing process is also becoming more data-oriented.  data-oriented Customers will be curious about the source of production, material used, process of production, and if their products are compliant with

Pankaj Sarma
Sep 15, 2026

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