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Author: Mounika Pandraju

Home  /   Archives  /   Author: Mounika Pandraju
Agentic Commerce is here: AI Agents are Changing B2B Buying
MSME Insights

Agentic Commerce is here: AI Agents are Changing B2B Buying

Buying business-to-business (B2B) products has typically involved a number of steps including supplier identification, comparison of products, making inquiries about prices, specification examination, negotiation and purchase. Although digital platforms have

Mounika Pandraju
Aug 27, 2026
India’s New Trade Corridors: What They Mean for SME Exporters
Export & Trade

India’s New Trade Corridors: What They Mean for SME Exporters

India’s export ecosystem is entering a new phase of transformation. With major investments in ports, freight corridors, multimodal logistics networks, and international trade routes, the country is creating new pathways

Mounika Pandraju
Jul 24, 2026
India-GCC Trade Opportunities: Every Business Should Know
MSME Insights

India-GCC Trade Opportunities: Every Business Should Know

The Gulf Cooperation Council, which includes UAE, Saudi Arabia, Qatar, Kuwait, Oman, and Bahrain, constitutes an important business market for Indian firms that aim to expand abroad. Commercial links, closeness

Mounika Pandraju
Jul 22, 2026
Efficiency First: Why 78% of Indian MSMEs are Choosing Stability Over Aggressive Growth
MSME Insights

Efficiency First: Why 78% of Indian MSMEs are Choosing Stability Over Aggressive Growth

For small and medium businesses in India, the strategy for the upcoming year is shifting from “get bigger” to “get smarter.” According to a study, nearly 80% of  Indian Micro,

Mounika Pandraju
Jul 18, 2026
Big Boost for Small Businesses: Government Relaxes Credit Guarantee Rules for MSMEs & Exporters
MSME Insights

Big Boost for Small Businesses: Government Relaxes Credit Guarantee Rules for MSMEs & Exporters

The Union Ministry of Finance has revised the Mutual Credit Guarantee Scheme for MSMEs (MCGS-MSME) to make capital loans significantly more accessible and affordable. Aligned with the commitments made in

Mounika Pandraju
Jul 16, 2026
Centre Plans District-Level Strategy to Boost MSME Exports Across India
MSME Insights

Centre Plans District-Level Strategy to Boost MSME Exports Across India

Government Targets Nearly 500 Districts to Strengthen Export Potential The Central Government is preparing a comprehensive district-level strategy to strengthen exports from India’s Micro, Small and Medium Enterprises (MSMEs). The

Mounika Pandraju
Jul 11, 2026
India’s MSME Credit Gap Continues to Grow as Only 14% of Businesses Access Formal Loans
MSME Insights

India’s MSME Credit Gap Continues to Grow as Only 14% of Businesses Access Formal Loans

Limited Access to Formal Finance Remains a Major Challenge for Small Businesses India’s Micro, Small and Medium Enterprises (MSMEs) are widely recognized as the backbone of the country’s economy. They

Mounika Pandraju
Jul 6, 2026
MSME Global Value Chains: National Quality Mission Proposed for Small Businesses
MSME Insights

MSME Global Value Chains: National Quality Mission Proposed for Small Businesses

Ahead of the upcoming International MSME Day, a premier national non-profit institute dedicated to operational excellence has urged the creation of an extensive National Quality Mission. The proposed initiative is

Mounika Pandraju
Jul 3, 2026
How Section 43B(h) Affects Your SME Cash Flow: The 45-Day Payment Reality
SME News

How Section 43B(h) Affects Your SME Cash Flow: The 45-Day Payment Reality

MUMBAI — It was hailed as a revolutionary shield for India’s micro and small enterprises. When the government strictly enforced Section 43B(h) of the Income Tax Act—mandating that larger companies

Mounika Pandraju
Jun 3, 2026
Working Capital for Indian SMEs in 2026: How to Plan for Growth
SME News

Working Capital for Indian SMEs in 2026: How to Plan for Growth

For many Indian SMEs, business growth has traditionally been measured by sales numbers, order volume, and market expansion. Yet in 2026, financial experts and industry leaders are pointing toward a

Mounika Pandraju
May 20, 2026

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